Our solution? We provide a FAIR platform where an owner finance buyer can be treated with respect and fairness.
Once approved as an Owner Finance Buyer (AOFB), we allow you to pick from thousands of homes for sale on any number of websites including zillow.com, realtor.com, trulia.com and the MLS. Once you pick just the right home, we submit an offer to purchase it and usually close within 28 days or less. Once closed, we turn around and sell you the home at terms you already approved and are happy with. These are some of the reasons industry experts consider our terms very fair:
- No balloons – adds peace of mind we will never force you to refinance,
- No prepayment penalties – means you won’t have to worry about additional costs if and when you do decide to refinance; simply pay the Unpaid Principal Balance (UBP).
- No PMI – saving your thousand every year,
30 year mortgages – industry standard mortgages,
- Fixed and variable rates available – powerful options to meet your needs and goals,
- Low downpayment options – keep more money when to close,
- Taxes and insurance escrowed – no need to save up money for these expenses every year,
- Title insurance is obtained – for your peace of mind,
- Warranty Deed in the name of the buyer given – know that YOU and ONLY YOU are the true legal owner of the home,
- “Common sense underwriting” – flexibility to understand your individual situation.